Creating a family budget should be a fun time for the family where couples meet together before the beginning of each month I refer to family budget here to those families who have kids staying home with them When me and my wife started monitoring our spending plan during different stages of our lives Do […]
It is such a great feeling to create a spending plan for the upcoming month A feeling that you are fully in charge and gaining control over your finances and future As you are never worried about paying your bills and credit cards Where you are capable of fully covering your payments especially your credit
Knowing how to build emergency fund, everybody learns this hard lesson by missing the emergency fund when he/she gets into trouble paying for unexpected last minute bill This personally happened to me in 2018 when I had to fix my car urgently First, I consider myself clever when it comes to buying all of my
It took me a while to find the cheapest foods to buy at grocery stores I found also a list of cheapest food at grocery store, any grocery store no matter what Of course it is obvious there are so many high end supermarkets and cheap grocery stores Although I discussed earlier how to save money
Lot of families dream about living on a budget or living in a budget It ends up they learn how to start budgeting but fail to stick to it I spoke before about common budgeting mistakes for those who tried budgeting Let me show you here how to live on a budget and get used to it 1- Pay
A lot of common budgeting mistakes occur because a lot of people don’t realize that building a family budget help them to manage their finances They give up quickly and never consider budgeting their income again Let me take it this way What would make you stick to your monthly household budget is that You noticed you
I wish I would have known the cash envelope method in 2011 I was laid off in September of 2011 My wife’s income was the only source of income at that time Anyway I know it now and I want you to know about it I will discuss it below and I will start with
Do you need to stop living paycheck to paycheck? According to a survey carried by CareerBuilder a leading job site related to American workers They collected statistics related to debts, budgeting and living paycheck to paycheck 78% of Americans are living paycheck to paycheck The survey above is long and detailed but what really grabbed
Forget about budget commitment and managing your finances for a while Ask yourself before trying to convince your spouse to stick to a budget commitment Are you happy in your marriage? Do you really love your spouse? Is your spouse happy with you? If there is at least one No to any of the above
Nowadays everybody is looking for the cheapest way to live frugally Some people don’t know how as they don’t have a clue While many others know many tips to live frugally But don’t have the will to stick to them Well I am here to explore all the frugal tips to raise your awareness And for
