I saw few days ago a funny money meme that cheered me up during a stressful day
Dealing with money like budgeting your income and paying your bills can be challenging
It is nice to break your anxiety and look at money memes or read comics about money
That’s why I collected a bunch of money memes about money which I liked
What is money meme ?
A money meme is a funny, relatable, or satirical image, text post, or video that revolves around money, spending, saving, debt, investing, or financial struggles.
It uses humor to express the everyday emotions we all feel about money — from payday highs to “I’m broke again” lows
A Quick Timeline of the Money Meme Evolution
Early 2000s (Forum Era):
- Money jokes started appearing in imageboards and forums like 4chan and Something Awful.
- Humor was basic but hit themes like: “I’m broke,” “student loans,” or “can’t afford rent.”
2010s: Social Media Boom
- Platforms like Facebook, Twitter, Tumblr, Reddit, and later Instagram became the home of relatable broke life memes.
- The rise of Millennial financial struggle made money memes a cultural staple.
- Think: “Can’t afford a house, but I have 6 streaming subscriptions.”
2017–2021: Crypto & Stock Market Memes Take Over
- r/WallStreetBets (Reddit) gave us:
- “Stonks”
- “Diamond hands”
- “To the moon”
- Meme stocks like GameStop (GME) and Dogecoin exploded.
- Meme-driven investing became a thing.
Now (2020s):
- Money memes cover everything:
- Digital wallets, budgeting apps, inflation panic, side hustles, passive income, and more.
- They’re a core part of financial education + humor on TikTok, Instagram Reels, and YouTube Shorts.
Why It Matters
Money memes are more than laughs — they’re a reflection of how we feel about money in a digital world.
They help people cope, connect, and even learn financial literacy in a fun way.
Below is a money meme about someone who is intense frugal, people are making fun of him as being stingy
There is a huge difference between being frugal and stingy
Being frugal and caring about your income doesn’t mean you’re cheap
How devastating people want to make money but they don’t care about saving or investing that money
I cannot imagine someone his wallet is full of debt – it is funny expression
Getting rid of debt like closing all open popup screens under Windows
Similar to show me your money – do you have an income budget?
It reminds me with someone who complains of not being able to save money
When you tell him, do you pay yourself first? cut your saved money at the beginning of every paycheck, he tells you no I don’t
If you are unhappy being broke, why don’t you pursue a side hustle
This reminds me with so many con artist internet marketers who promise you with get quick money program
Don’t be fooled by such programs
If you are not sure how money works and how to many it
Go ahead and check force your income to obey you
Everybody says we’re gonna save dat money but how to save money
You want to make a good investment more than the increase of prices every year (as known as inflation)
If you are not sure how to do that? check force your income to obey you
Check funniest money meme below poor but caffeinated quote
Conclusion
And there you have it — proof that even when our wallets are crying, our memes are thriving.
Whether you’re broke, budgeting, or ballin’, money memes remind us that we’re all just trying to figure it out one coffee-fueled impulse purchase at a time.
So the next time your bank account hits single digits, just remember: laughter is free… and so are memes.
Got a favorite money meme of your own? Drop it in the comments — let’s laugh through the financial chaos together!